If you’re looking for the best credit card in the universe, the Chase Freedom Unlimited Credit Card might be just what you’re looking for. Not only does this card have a low interest rate and no annual fee, but it also offers various cashbacks on purchases of all kinds. This makes it one of the most popular cards out there. So, how do you apply for it? Read on to find out.
Chase Freedom Unlimited
You can apply for the Chase Freedom Unlimited credit card with a good to excellent credit score. You should have a FICO credit score of at least 670. Chase Freedom Unlimited applicants typically reported approval rates in the mid-600s. While the credit score is an important factor in determining approval rates, other factors also play a role. For example, you should avoid applying for more than five consumer credit cards with Chase within a 24 month period.
This no-fee card has great rewards rates on everyday purchases, as long as you keep your balances low. If you don’t spend a lot of money, you’ll see a lot of cash back after a year. The Freedom Unlimited card also has no category limits, so you don’t need to worry about spending more than you can afford. You’ll also enjoy the standard perks, including auto rental collision damage waiver, trip cancellation insurance, and more.
The Chase Freedom Unlimited offers 1.5% cash back on all purchases. This is an industry standard for unlimited cashback cards, but you can now earn 5% in new categories. Now, you can get 3% cash back at drugstores and restaurants and get 5% cash back on all other purchases. Category cashback cards usually have spending limits, so make sure to check them out before making a final decision. It’s also a good choice for frequent travelers, and it has no annual fee.
Chase Freedom Flex
If you’re considering applying for a Chase Freedom Flex credit card, you may be wondering how to increase your limit. You can either apply online or call the company to inquire about the process. However, you should understand that applying for an increase will require a hard pull of your credit, which may lower your score temporarily. That being said, if you’ve been paying your balance in full every month for the past six months and you’ve seen a steady improvement in your credit score, you should consider asking for the increase.
The first thing you should know about the Freedom Flex is that it offers a 0% intro APR for 15 months, but the 1% cash back rate only applies to your first $1,500 of spending per quarter. You can’t control the categories offered with the Freedom Flex, but you can redeem your rewards for merchandise, travel, restaurants, and drugstores. And because you can get 5% cash back at Walmart, you’ll be rewarded with PayPal. However, the Chase Freedom Flex has some limitations, which make it a good choice for travelers.
Once you’ve decided to apply for the Chase Freedom Flex, the next step is to sign up for its rewards program. You can earn Chase Ultimate Rewards points through the card, and you’ll be able to redeem them for cash back or travel. You’ll get 5% bonus cash back when you travel, and you can redeem those points for other rewards like gift cards or merchandise. If you’re not yet a member of Chase Ultimate Rewards, you can learn more about how to apply for the Chase Freedom Flex credit card.
If you are looking for a credit card with no annual fee, the Chase Freedom Unlimited credit card may be the one for you. This card comes with no annual fee and 15 months of interest-free purchases and balance transfers. Before applying for this card, remember to pay off your balance before the due date. This card will not charge you any annual fee, which is a major bonus for people who rarely use their credit.
As for eligibility requirements, Chase does consider several factors to determine if you are a good candidate. It does not specify a minimum score, but recommends that you have a credit score of at least good to excellent. Many online forums suggest that a credit score of at least 675 is the minimum, but applicants with lower scores are not disqualified. Applicants with low credit can still apply, but it’s important to remember that you will not be accepted unless you are able to prove that you have steady income.
The Chase Freedom Unlimited credit card comes with no annual fee, and offers great rewards. Earning cash back on purchases makes it an excellent choice for those who want a card with rewards. You’ll receive a flat 1.5% cash back on most purchases, plus 5% back on Chase travel and dining purchases. This card also offers no minimum redemption requirement, so you can redeem your cash back for whatever you want. Once you’ve received your card, you can begin earning cash back right away.