Known for scenic beaches and popular international landmarks, Dubai is a subtle combination of modern luxury and old-world charm. Home to different trades and cultures, there is something for everyone.
When you plan your trip to Dubai, a travel insurance plan must be considered. Travel insurance for Dubai will help you in uncertain situations in numerous ways. In case of baggage loss, illness, flight delays, political unrest, medical emergencies, etc, travel insurance can be a savior. Especially in the digital era, when buying travel insurance India and making a claim is so simple and hassle-free, it must not be ignored.
Is Buying Travel Insurance in India Compulsory When Travelling to Dubai?
Certainly not. Getting travel insurance to travel to Dubai is not compulsory, but suggested. Spending a little amount of money on securing your international vacation is better than undergoing huge losses in case of an emergency. Not to mention, for adrenaline junkies who are planning to go for adventure sports, it is important that they have valid travel insurance with them.
What is Covered in Travel Insurance for Dubai?
Travel insurance covers a wide range of criteria related to your travel. The coverage varies from policy to policy, as per the services of your insurer. While some policies give comprehensive travel coverage in case of an emergency, some others will cover only limited aspects. It is hence important that you know what you need and understand the coverage that your insurer provides.
Here are some criteria that most travel insurance with covid coverage includes:
- Refunds in case of trip cancellation: This is the biggest benefit of travel insurance. Based on the policy details, you can claim a full or partial refund for your canceled trip, irrespective of the reason. Do make sure to read all policy terms carefully.
- Coverage for emergency medical treatment in Dubai: In case of a medical catastrophic event or emergency in Dubai, your travel insurance will cover the cost of treatment in Dubai. There are various types of insurance terms that you must clarify before purchasing the policy. Some travel insurance in India only gives coverage for one month, so ensure you understand the exclusions and inclusions.
No matter where you are travelling in the world, the travel insurance coverage remains the same no matter what. You can however avail of different policies and covers. Many insurance companies cover medical costs for only 30 days; however, you can avail of a longer duration of coverage by discussing with your insurer. Hence it is important to read the policy document carefully and understand what is included and what is not!
- Covers the cost of medical evacuation in case of an emergency: Another very important benefit of buying travel insurance is evacuation assistance. When needed to be transferred to the nearest location of treatment in case of an emergency, the travel insurance will ensure you reach the hospital in time through ambulance or airway and cover all related expenses. Some policies also extend the coverage to additional expenses like the cost of translators, cabs etc
- Coverage for flight delay: Most insurance companies cover the cost of delayed flights and mishaps during the trip. It offers financial coverage for flights delayed or canceled so you can accommodate changes in plans. While many companies will pay for accommodation arrangements, some others will refund the airfare in case of delayed or canceled flights.
- Covering cancellation due to Covid 19: While the coverage varies with the premium you are paying. Travel insurance with Covid cover will cover canceled plans due to the pandemic. When many countries may be announcing last-minute lockdowns and flight cancellations, your travel insurance will cover your extended stay or canceled flight.
- When you get tested Covid positive: While travelling overseas, in case you get tested positive for Covid, the Covid 19 coverage will help in covering for heavy expenses of emergency medical treatment, including hospitalization. Your travel insurance with Covid coverage can prove to be helpful in such cases.
- Delayed or lost baggage: Landing in an unknown country without personal belongings can be a daunting experience. Travel insurance will make it easier by covering the cost of necessary personal items you need to purchase till your baggage reaches you. Similarly, in case your baggage is lost, your insurance policy will help you by reimbursing your luggage items.
- Accident, repatriation or death: No one wants to think of such situations, especially when making travel plans but it is a possibility and it doesn’t hurt to be prepared. A travel insurance policy offers the nominee a full sum assured in case of such an event. Additionally, the insurance coverage also takes care of bringing back the remains to the residence city.
The travel insurance for Dubai that you opt for should give you the kind of coverage you are looking for. Always consider and compare travel plans carefully. Many insurers are happy to customize the travel insurance plans as per individual needs, students, and senior citizens.
Post-pandemic, one needs to be prepared for any circumstances when travelling. So, make sure that you practice social distancing, wear a mask, use a sanitizer and avoid touching surfaces to minimize the spread. Whether you are travelling for a vacation or are a frequent traveller, the cost of medical care is expensive in Dubai. To assure a peaceful trip, do not forget to get travel insurance that gives you comprehensive coverage including cover for Covid 19. You can now buy and compare insurance plans online and buy them in simple and quick steps.
Disclaimer – The above information is for illustrative purposes only. For more details, please refer to policy wordings and prospectus before concluding the sales.
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