indiabased cred 81m series dst global, Manish Singh / TechCrunch:India-based CRED, which helps users improve their financial behavior, raises $81M Series C led by DST Global and buys $1.2M worth of shares from employeesBangalore-based CRED is kickstarting the new year on a high note.The two-year-old startup, led by high-profile entrepreneur Kunal Shah